http://gov-information.org/ Resources, FAQs and news about government, law, and consumer issues en-us http://gov-information.org/i/Forrester-in-the-2nd-She-deserves-a-shot/ http://gov-information.org/i/Forrester-in-the-2nd-She-deserves-a-shot/ The Republican primary in New Hampshire's 2nd Senate District pits newcomer Jeanie Forrester of Meredith against longtime New Hampton representative Fran Wendelboe. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Neb-ed-board-expected-to-vote-on-health-reform/ http://gov-information.org/i/Neb-ed-board-expected-to-vote-on-health-reform/ The Nebraska State Board of Education is expected to vote on whether to support repeal of federal health care reform. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Ga-State-U-unveils-tax-credit-calculator-online/ http://gov-information.org/i/Ga-State-U-unveils-tax-credit-calculator-online/ Georgia State University researchers have created an online calculator for small businesses interested in whether they qualify for tax credits under the new federal health care law. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Coverage-begins-for-handful-of-Illinois-uninsured/ http://gov-information.org/i/Coverage-begins-for-handful-of-Illinois-uninsured/ Health insurance coverage has started for the first enrollees in a new Illinois program for uninsured people with medical problems. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Pawlenty-vows-to-limit-Minn-in-federal-health-reform/ http://gov-information.org/i/Pawlenty-vows-to-limit-Minn-in-federal-health-reform/ PAUL, Minn. -- Gov. Tim Pawlenty said Tuesday that he aims to keep Minnesota from participating in the federal health care overhaul during his final four months in office. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/US-sees-fewer-children-in-foster-care/ http://gov-information.org/i/US-sees-fewer-children-in-foster-care/ The number of U.S. children in foster care has dropped 8 percent in just one year, and more than 20 percent in the past decade, according to new federal figures underscoring the impact of widespread reforms. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Grassley-Market-not-feds-may-punish-DeCoster/ http://gov-information.org/i/Grassley-Market-not-feds-may-punish-DeCoster/ Sen. Charles Grassley says consumers could do what the government hasn't - put egg producer Jack DeCoster out of business. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Some-states-suing-to-overturn-health-care-law-also-line-up-for-its-retiree-subsidy/ http://gov-information.org/i/Some-states-suing-to-overturn-health-care-law-also-line-up-for-its-retiree-subsidy/ More than half a dozen states suing to overturn President Barack Obama's health care law are also claiming its subsidies for covering retired state government employees, according to a list released Tuesday by the administration. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Some-states-suing-feds-also-claim-health-subsidies/ http://gov-information.org/i/Some-states-suing-feds-also-claim-health-subsidies/ An administration official said Tuesday seven states suing the federal government are among 16 already approved for subsidies to help with the health care costs of early retirees. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Super-sized-fits-even-regular-food-portions-at-restaurants/ http://gov-information.org/i/Super-sized-fits-even-regular-food-portions-at-restaurants/ Portions at popular chain restaurants are often super-sized servings, even when they are offered as a single entree or regular-sized meal, a new report says. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Doctors-targeting-the-cause-of-autism/ http://gov-information.org/i/Doctors-targeting-the-cause-of-autism/ There are no FDA approved drugs which target the cause of autism, but researchers are working to change that. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/US-egg-producers-failed-to-follow-own-safety-plans/ http://gov-information.org/i/US-egg-producers-failed-to-follow-own-safety-plans/ Two Iowa egg farms linked to a salmonella outbreak that has sickened thousands failed to follow their own safety plans, allowing rodents and other animals into poultry houses, U.S. Food and Drug Administration inspectors found. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Clinic-operator-convicted-in-23M-fraud/ http://gov-information.org/i/Clinic-operator-convicted-in-23M-fraud/ The owner of a Detroit-area medical clinic, who the feds say "imported the concept of HIV infusion clinic fraud from South Florida to Detroit after increased law enforcement scrutiny in Florida," was not successful in skirting the law. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Understanding-clinical-trials-and-other-health-studies/ http://gov-information.org/i/Understanding-clinical-trials-and-other-health-studies/ You often hear news reports about medical studies that could affect you or a loved one. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Record-number-in-government-anti-poverty-programs/ http://gov-information.org/i/Record-number-in-government-anti-poverty-programs/ Government anti-poverty programs that have grown to meet the needs of recession victims now serve a record one in six Americans and are continuing to expand. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/The-job-of-attorney-general-is-known-as-the-peoples-lawyer/ http://gov-information.org/i/The-job-of-attorney-general-is-known-as-the-peoples-lawyer/ The attorney general is the highest legal officer in the state, charged with defending the governor, the state, the Legislature and state employees in legal actions. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Peter-Luke-Michigan-Legislators-owe-next-governor-a-clean-start/ http://gov-information.org/i/Peter-Luke-Michigan-Legislators-owe-next-governor-a-clean-start/ Introduced by GOP gubernatorial nominee Rick Snyder as his running mate, Rep. Brian Calley of Portland said the ticket intended to focus on the future, not the past. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Oregon-budget-crisis-foretells-layoffs/ http://gov-information.org/i/Oregon-budget-crisis-foretells-layoffs/ As state agencies and workers gird themselves for across-the-board spending cuts - the second round in just three months - some things are certain and some are not. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Rejecting-Obamaism-A-looming-electoral-catastrophe/ http://gov-information.org/i/Rejecting-Obamaism-A-looming-electoral-catastrophe/ Peering from behind his dead horse at the charging Sioux, Lt. Col. George Custer might have thought to himself, "This doesn't look good." President Obama, peeking over his golf clubs at the American political landscape two months before this fall's elections, might understandably form the same thought. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/What-is-a-W-11-Form/ http://gov-information.org/i/What-is-a-W-11-Form/ Employers curious about tax credits, read on: IRS Form W-11 could get you a tax credit. Form W-11 is a form used to verify that an employee you recently hired is eligible to qualify you for a tax credit under the Hiring Incentives to Restore Employment HIRE Act. The form is really ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/PenFed-Premium-Travel-Rewards-American-Express-Card-20000-Point-Bonus/ http://gov-information.org/i/PenFed-Premium-Travel-Rewards-American-Express-Card-20000-Point-Bonus/ If you're not familiar with PenFed, it's probably in your best interest to get to know them. Short for Pentagon Federal Credit Union, PenFed has recently launched a variety of top notch rewards credit cards including the PenFed Premium Travel Rewards American Express Card. This card, in addition to a bevy of rewards opportunities ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Food-Prices-Are-Soaring-Everywhere/ http://gov-information.org/i/Food-Prices-Are-Soaring-Everywhere/ Over the last several years, food prices have begun to soar. Not only at high end grocery stores such as Whole Foods but even at chains such as Safeway, Sams Club and Costco. Fueled by trends in the global demand for food and the costs involved in supplying it, finding cheap food ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/When-Is-Your-Credit-Score-Good-Enough/ http://gov-information.org/i/When-Is-Your-Credit-Score-Good-Enough/ So you've taken advantage of a free credit score offer. With your score in hand, you may have even done some research on what is a good credit score. But the question still remains, what exactly does your credit score mean. How does your score compare to others? And even more ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/A-Comparison-of-Online-Tax-Software/ http://gov-information.org/i/A-Comparison-of-Online-Tax-Software/ With the prevalence of the world wide web, a lot of the brick and mortar businesses have moved online, and tax preparation software is a great example. It wasn't long ago that the lines at the post office on April 15th went out the door, around the block and down the street. But ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/How-Much-Do-Health-Insurance-Companies-Spend-On-You/ http://gov-information.org/i/How-Much-Do-Health-Insurance-Companies-Spend-On-You/ Last week, proposed rules were issued and approved by the National Association of Insurance Commissioners NAIC for measuring the Medical Loss Ratio MLR. The MLR is part of the Affordable Care Act ACA, a law that puts into place comprehensive health insurance reforms that is intended to hold insurance companies more accountable, will lower health ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/How-to-Buy-Gold-and-Silver-Online/ http://gov-information.org/i/How-to-Buy-Gold-and-Silver-Online/ I've wanted to invest in gold or silver for some time. Not a big investment, but just enough to give my portfolio some more diversity. Plus I like collecting coins, and gold and silver are a perfect fit. The problem was finding the best place to buy precious metals. I ended ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/AMEX-National-Money-Talk-Night-50-Amazon-Giveaway/ http://gov-information.org/i/AMEX-National-Money-Talk-Night-50-Amazon-Giveaway/ American Express, in conjunction with Jean Chatzky, is sponsoring a National Money Talk Night on Thursday, September 16th 2010 in the hopes of providing young adults with a better understanding of managing their finances independently. Parents are asked to visit www.MoneyNightTalk.com to download and view available resources and ask as many questions as possible. Then, on ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/List-of-Credit-Cards-with-0-Balance-Transfer-Offers/ http://gov-information.org/i/List-of-Credit-Cards-with-0-Balance-Transfer-Offers/ Updated 8292010 If you are looking for credit cards with balance transfer offers that last up to 18 months, you've come to the right place. Listed below you'll find credit cards that let you transfer high interest balances and pay no interest for up to 18 months. These cards come from the ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/The-DoughRoller-Weekly-RoundUp-Blockbuster-Throws-In-the-Towel-Edition/ http://gov-information.org/i/The-DoughRoller-Weekly-RoundUp-Blockbuster-Throws-In-the-Towel-Edition/ Well Ladies and Gentlemen, it appears that our big blue friend Blockbuster has finally decided to declare bankruptcy. In a recent development, Blockbuster CEO Jim Keyes announced the company will be filing Chapter 11 bankruptcy in September as it hopes to restructure it's massive debt load 990 million while closing another 800 stores country-wide. Blockbuster ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Why-the-Long-Term-Growth-of-the-Economy-is-Not-Relevant-to-Investing/ http://gov-information.org/i/Why-the-Long-Term-Growth-of-the-Economy-is-Not-Relevant-to-Investing/ An economist is an expert who will know tomorrow why the things he predicted yesterday didn't happen today. " Laurence J. Peter Our last article explained why the economy is not relevant to investing " short term. If you want to forecast the stock market this year or next year, the economy is essentially irrelevant " ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Net-Worth-Update-August-2010-156--RRSP-Contribution/ http://gov-information.org/i/Net-Worth-Update-August-2010-156--RRSP-Contribution/ Welcome to the Million Dollar Journey August 2010 Net Worth Update - RRSP Contribution Edition. It's a little past halfway through the year and I finally got my act together and madeourRRSP contributions. I figured since our cash savings was buiding up, we might as well put it to some use. The bright side is that ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/QuickBooks-Tip---Modifying--Working-With-Your-QuickBooks-Chart-of-Accounts/ http://gov-information.org/i/QuickBooks-Tip---Modifying--Working-With-Your-QuickBooks-Chart-of-Accounts/ Setting up or modifying an existing Chart of Accounts is not an overwhelming task in QuickBooks. If you are new to QuickBooks, when you create your company file File menu - New Company, the EasyStep Interview provides you with a "wizard", industry specific templates, and example accounts are even suggested. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/QuickBooks-Tip---Chart-of-Accounts-Your-CPA--Your-Tax-Return/ http://gov-information.org/i/QuickBooks-Tip---Chart-of-Accounts-Your-CPA--Your-Tax-Return/ Many companies fail to set up their charts of accounts correctly in QuickBooks. Over the years I have seen charts of accountants that look like a collage of accounts in helter skelter format without any logical order, containing duplicate if not triplicate accounts, inconsistent protocols, and even inappropriate, if not undecipherable, names. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Bookkeeping---Common-Mistakes/ http://gov-information.org/i/Bookkeeping---Common-Mistakes/ Bookkeeping is an important part of any business. A company's financial progress and position can easily be assessed with the help of the year end accounts or financial statements, which should have been prepared from accounting books and records. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Close-Corporation-Registration---Get-Your-Business-Registered-Quickly-and-Easily/ http://gov-information.org/i/Close-Corporation-Registration---Get-Your-Business-Registered-Quickly-and-Easily/ This article is meant to serve as a guide for people who want to register their own close corporation in the quickest easiest way possible. Registering your Close Corporation online takes the hassle out of registering your CC yourself at CIPRO. All you need to do is follow a simple online cc registration process by completing an easy CC registration form and kick-start your business today. Register your CC fast! Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Cost-Segregation-Study---Consider-Cost-Benefit/ http://gov-information.org/i/Cost-Segregation-Study---Consider-Cost-Benefit/ Cost Segregation Studies can help you save tax. Though first see if you will benefit before you do one. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Creating-a-Partnership-Agreement/ http://gov-information.org/i/Creating-a-Partnership-Agreement/ It might be tempting to start a business with friends or family members and think that you don't need anything in writing because you know each other and believe that that you all want the same things from your new venture, but what happens if you do start to have minor disagreements about how the business is being run? And what happens if those minor disagreements become major disputes? Having a partnership agreement in place means that you have a referral point to try and sort things out before they get out of hand. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Reasons-Why-Accounting-Is-Needed-for-Business/ http://gov-information.org/i/Reasons-Why-Accounting-Is-Needed-for-Business/ The role accounting has in business and why every businessman should be familiar with accounting. The better accounting is understood the more likely profits will go up and costs will go down. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Key-Concepts-in-Accounting-and-Accounting-Philosophy/ http://gov-information.org/i/Key-Concepts-in-Accounting-and-Accounting-Philosophy/ An accountant frequently offers more than most people think. Read more to find out all the ways an accountant can help out your small business. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/How-Outsourcing-Your-Accounting-Can-Save-You-Both-Time-and-Money/ http://gov-information.org/i/How-Outsourcing-Your-Accounting-Can-Save-You-Both-Time-and-Money/ Hiring an accountant can save you time, money and most importantly avoid IRS problems. Read more about how hiring an accountant can help your small business. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Choosing-the-Right-Accounting-Software-For-Your-Business/ http://gov-information.org/i/Choosing-the-Right-Accounting-Software-For-Your-Business/ Are you in the process of selecting accounting software for your small business? If the answer is yes then you have plenty of options open to you, these include, to name but a few, Sage, QuickBooks and Microsoft Solomon. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Accounting-Basics---Fixed-Asset-Registers/ http://gov-information.org/i/Accounting-Basics---Fixed-Asset-Registers/ Keeping a Fixed Asset Register or FAR is an important part of bookkeeping and accounting for any business. A business may use various tangible fixed assets such as machinery, equipment, land or buildings when carrying out its trade the fixed asset register helps to maintain control of these. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/A-Basic-Introduction-to-the-Profit-and-Loss-Account/ http://gov-information.org/i/A-Basic-Introduction-to-the-Profit-and-Loss-Account/ The profit and loss account is fundamentally a summary of the trading transactions of a business and shows whether it has made a profit or loss during a particular period of account. Indeed, by deducting the total expenditure from total income the profit or loss of a business can be calculated. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/The-Advantages-of-Filing-Your-Tax-Return-Online/ http://gov-information.org/i/The-Advantages-of-Filing-Your-Tax-Return-Online/ Ever since people have known that they can do business online, many government and private agencies have set out to enable people do business with them through the internet. The tax agencies have not been left out either. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Predicted-Increase-in-Christmas-Run-Up-Highlights-Importance-of-Good-Stock-Management/ http://gov-information.org/i/Predicted-Increase-in-Christmas-Run-Up-Highlights-Importance-of-Good-Stock-Management/ With an increase in mixed channel shopping predicted for the Christmas shopping period. Retailers are finding that they need to integrate their stock levels in order to maximise the rise in consumers buying products in time for the holidays. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/An-Accountants-Ten-Tips-for-Making-More-Working-Capital-Available-in-Your-Business/ http://gov-information.org/i/An-Accountants-Ten-Tips-for-Making-More-Working-Capital-Available-in-Your-Business/ It is a well known fact that many highly profitable business fail due to insufficient working capital and cash availability. The following tips are intended as general ideas of how to make more cash available for your business. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/The-Basic-Function-Of-Accounting/ http://gov-information.org/i/The-Basic-Function-Of-Accounting/ The basic function of accounting is to provide information that will assist in decision making. Accounting has its own language and this serves as a means of communication to those employees, investors, creditors and government departments who are interested in the business. Accounting is affected continually by legislation, technology and economic conditions. It is an integral part of the management system and used as a planning and control device for the activities of a company and a means of establishing accountability for its performance. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Reading-a-Balance-Sheet/ http://gov-information.org/i/Reading-a-Balance-Sheet/ Analyzing or reading a balance sheet sounds like a rather intimidating job best left to bank managers and stock analysts. Here are some key points that should be able to help you read and understand a balance sheet properly. It is important to be familiar with this document as it a very important business tool. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Finding-Your-Purchase-Order-Requisition-Using-E-Procurement/ http://gov-information.org/i/Finding-Your-Purchase-Order-Requisition-Using-E-Procurement/ E-procurement is an overdue process for most companies involved in purchasing merchandise. It simplifies tracking of purchase orders. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Tax-Software-Decisions-When-Starting-Your-Own-Tax-Business---Online-Vs-Installed/ http://gov-information.org/i/Tax-Software-Decisions-When-Starting-Your-Own-Tax-Business---Online-Vs-Installed/ Choosing the right software application platform to start your tax business is an important decision. Most providers now give you the choice of an internet based option or a program that is physically installed on your individual computer or office network. This article brings to light both positive and negative aspects to both software formats. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/QuickBooks-Tip---The-Chart-of-Accounts-What-It-Is--Its-Many-Uses-In-Your-Business/ http://gov-information.org/i/QuickBooks-Tip---The-Chart-of-Accounts-What-It-Is--Its-Many-Uses-In-Your-Business/ The Chart of Accounts is the most important QuickBooks list. It is the backbone for a company to track how much money it has, how much money it owes, how much money is coming in, and how much money it is spending. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Real-Estate-and-Consumer-Loan-Delinquency-Rates-2000-2010/ http://gov-information.org/i/Real-Estate-and-Consumer-Loan-Delinquency-Rates-2000-2010/ The chart shows the total percent of delinquent loans by commercial banks in the USA. The first half of 2010 saw residential real estate delinquencies continue to increase and other consumer loan delinquencies decreasing both trends continue those of the last half of 2009. Residential real estate delinquencies increased 118 basis points to 11.4. Commercial ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Erasmus-Mundus-ScholarshipMSc-in-Optics-in-Science-and-Technology-OpSciTech-for-International-Students/ http://gov-information.org/i/Erasmus-Mundus-ScholarshipMSc-in-Optics-in-Science-and-Technology-OpSciTech-for-International-Students/ Erasmus Mundus Scholarship:MSc in Optics in Science and Technology " OpSciTech for International Students MSc OpSciTech is a unique European Masters Course providing a comprehensive and multidisciplinary coverage of the field of Optics, from upstream scientific aspects to engineering and applications in major sectors of the economy. Offered by six top-level academic partners in five ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Research-Fellow-Phase-Reconstruction-in-Quantum-Critical-Systems-University-of-Loughborough-UK/ http://gov-information.org/i/Research-Fellow-Phase-Reconstruction-in-Quantum-Critical-Systems-University-of-Loughborough-UK/ Research Fellow, Phase Reconstruction in Quantum Critical Systems, University of Loughborough, UK The School of Physics and Astronomy at the University of St Andrews and the Department of Physics at the University of Loughborough offer two post-doctoral fellowships in theoretical condensed matter physics. These positions form part of a collaboration between Dr J. Betouras at ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Research-Associate-in-Microfluidics-and-Particle-Engineering-Loughborough-University-UK/ http://gov-information.org/i/Research-Associate-in-Microfluidics-and-Particle-Engineering-Loughborough-University-UK/ Research Associate in Microfluidics and Particle Engineering, Production of Biodegradable Microcapsules in Glass Capillary Microfluidic Devices, Loughborough University, UK The project, funded by the Engineering and Physical Sciences Research Council EPSRC, will investigate production of biodegradable coreshell capsules and gel microbeads, such as alginate, chitosan and polylactic acid using flow focusing glass capillary microfluidic devices. ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Research-Associate-in-Building-Energy-Loughborough-University-UK/ http://gov-information.org/i/Research-Associate-in-Building-Energy-Loughborough-University-UK/ Research Associate in Building Energy, Loughborough University, UK Required to work alongside a multidisciplinary team of academics comprising of Building modelling, energy and systems engineers, computer and social scientists and design and user interface technologists in partnership with O2, AlertMe and E.ON. The project will provide a vital understanding about how householders behaviours relate to ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/The-Herbert-Scoville-Jr-Peace-Fellowship-Program-Washington-DC-USA/ http://gov-information.org/i/The-Herbert-Scoville-Jr-Peace-Fellowship-Program-Washington-DC-USA/ The Herbert Scoville Jr. Peace Fellowship Program, Washington, DC, USA. The Herbert Scoville Jr. Peace Fellowship Program invites college graduates to apply for full-time, six-to-nine month Fellowships in Washington, DC. Outstanding individuals will be selected to work with nonprofit, public-interest organizations addressing peace and security issues. The purpose of the Fellowship is to provide an ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/JRF-Position-in-Department-of-Chemistry-National-Institute-of-Technology-Karnataka-Mangalore/ http://gov-information.org/i/JRF-Position-in-Department-of-Chemistry-National-Institute-of-Technology-Karnataka-Mangalore/ JRF Position in Department of Chemistry, National Institute of Technology Karnataka, Mangalore Applications are invited from eligible candidates for one position of JRF to carry out research investigations in sponsored research project entitled Nanoporous polymer membranes for controlled release of fertilizer, funded by Defence Research Development Organization DRDO, under the supervision of Dr. Arun ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Erasmus-Mundus-Minerals-and-Environmental-Programme-for-International-Students/ http://gov-information.org/i/Erasmus-Mundus-Minerals-and-Environmental-Programme-for-International-Students/ Erasmus Mundus Minerals and Environmental Programme for International Students The EMMEP Erasmus Mundus Minerals and Environmental Programme is a 2 year M.Sc. program for students in Mining Geotechnical Engineering, Mineral Processing, Recycling and related academic studies. There are three different specialisations accommodating groups with 15 to 20 students each. Joining the EMMEP program is ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/European-Masters-Global-Studies-A-European-Perspective-for-International-Students/ http://gov-information.org/i/European-Masters-Global-Studies-A-European-Perspective-for-International-Students/ European Masters-Global Studies-A European Perspective for International Students, research offered by a consortium of five European universities. Job Description: The Master Course Global Studies A European perspective' is an interdisciplinary, research-based Master offered by a consortium of five European universities: Roskilde Universitet London School of Economics and Political Science Universitt Leipzig Universitt Wien Uniwersytet ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Abdullah-Al-Mubarak-Research-Fellowship-in-Islamic-and-Middle-Eastern-Studies-UK/ http://gov-information.org/i/Abdullah-Al-Mubarak-Research-Fellowship-in-Islamic-and-Middle-Eastern-Studies-UK/ Research Fellowship, Islamic and Middle Eastern Studies, Pembroke College, UK Job Description: The College hopes to elect not later than 1 December 2010 to an ABDULLAH AL-MUBARAK RESEARCH FELLOWSHIP IN ISLAMIC AND MIDDLE EASTERN STUDIES, with tenure from 1 January 2011. Candidates should have recently completed or be about to complete a doctoral degree. The ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/ESRC-Case-PhD-Studentship-Warwick-Business-School-UK/ http://gov-information.org/i/ESRC-Case-PhD-Studentship-Warwick-Business-School-UK/ PhD Studentship in Warwick Business School, UK Job Description: One of the under-researched effects of higher education expansion in the last two decades has been increasing recruitment of graduates by small and medium enterprises SMEs and to sectors of economic activity and occupations to which previously, undergraduate study had not been a normal route. A ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Senior-Research-Associate-Computational-and-Bioinformatic-Approaches-in-Plants-UK/ http://gov-information.org/i/Senior-Research-Associate-Computational-and-Bioinformatic-Approaches-in-Plants-UK/ Research Associate in Computational and Bioinformatic Approaches in Plants, UK Job Description: The successful candidate will establish research projects involving computational and bioinformatic approaches in plants. There is a particular interest in developing methods for analysis of large databases of siRNAs and miRNAs in Arabidopsis, Chlamydomonas, tomato and other plants, and for modelling the behaviour ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Research-AssociateSenior-Research-Associate-in-Service-Performance-Measurement-and-Information-UK/ http://gov-information.org/i/Research-AssociateSenior-Research-Associate-in-Service-Performance-Measurement-and-Information-UK/ Research Associate in Service Performance Measurement and Information, University of Cambridge, UK Job Description: A position exists for a research associate or senior research associate to develop the Strategic Performance Laboratory, part of the Cambridge Service Alliance. The main duties are: To lead the design and development of the Strategic Performance Laboratory. To participate in ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Research-Associate-in-Department-of-Chemical-Engineering-and-Biotechnology-UK/ http://gov-information.org/i/Research-Associate-in-Department-of-Chemical-Engineering-and-Biotechnology-UK/ Research Associate, Chemical Engineering and Biotechnology, University of Cambridge, UK Job Description: Applications are invited for a one year post-doctoral position to work with Dr Adrian Fisher on the development of micro-bio-photo-voltaic microBPV devices to use photosynthetic organisms to harness solar energy. The project will focus on the application of high sensitivity voltammetric techniques and ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Research-Associate-in-Institute-of-Astronomy-UK/ http://gov-information.org/i/Research-Associate-in-Institute-of-Astronomy-UK/ Research Associate, Institute of Astronomy, University of Cambridge, UK Job Description: We are seeking to fill a new postdoctoral position to join the PLATO team working at the Institute of Astronomy, University of Cambridge which has a leading role in the development of the data processing and analysis system for this candidate ESA mission for ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Research-Associate-in-Bioinformatics-UK/ http://gov-information.org/i/Research-Associate-in-Bioinformatics-UK/ Research Associate in Bioinformatics, University of Cambridge, UK Job Description: Professor Baulcombe's laboratory is at the forefront of research into small RNAs and their role in regulation and development. His group is generating a wealth of data using high throughput sequencing, as well as using genetic and cell biology approaches. There is a particular interest ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Research-Associate-Database-Manager-UK/ http://gov-information.org/i/Research-Associate-Database-Manager-UK/ Research Associate, Database Manager, University of Cambridge, UK Job Description: A Database Manager is required to work on a project involving the management of data from a long-term familial breast cancer study, the Epidemiological study of BRCA1 and BRCA2 mutation carriers. The study is funded by Cancer Research UK. Questionnaires, blood samples, family history and ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Research-Assistant--High-Throughput-Screening-UK/ http://gov-information.org/i/Research-Assistant--High-Throughput-Screening-UK/ Research Assistant, High Throughput Screening, University of Cambridge, UK Job Description: A post is available from 3 September 2010 to work within Professor Ashok Venkitaraman's group at the MRCHutchison Centre in Cambridge, within the Cambridge Molecular Therpaeutics Program CMTP, http:www.cmtp.cam.ac.uk. The CMTP is generating novel small molecules capable of blocking protein:protein interactions for the treatment ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Research-Assistant-in-Statistics-and-Epidemiology-UK/ http://gov-information.org/i/Research-Assistant-in-Statistics-and-Epidemiology-UK/ Research Assistant, Statistics and Epidemiology, University of Cambridge, UK Job Description: This is an exciting opportunity for a person with experience in statistics and epidemiology to join the oesophago-gastric research group led by Dr. Rebecca Fitzgerald http:www.hutchison-mrc.cam.ac.uk. The post-holder will work as part of a team to enable us to make the most of our ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/2011-Scholarships-in-University-of-Westminster-UK/ http://gov-information.org/i/2011-Scholarships-in-University-of-Westminster-UK/ 2011 Scholarships in University of Westminster, UK Alumni Scholarships: These scholarships aregathered from incomeearned by the alumni affinity services. They are available to you if you are a graduate of any University of Westminster undergraduate degree and plan to proceed toa full-time Mastersdegree within the University. Amount: 2,000 tuition fee waivers.Eligibility:You must be a University ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/PhD-Scholarship-in-Computional-Protein-Aggregation-Denmark/ http://gov-information.org/i/PhD-Scholarship-in-Computional-Protein-Aggregation-Denmark/ PhD Scholarship in Computional Protein Aggregation, Technical University of Denmark, Denmark A 3-year PhD scholarship is available at the Biomedical Engineering BME group at DTU Electrical Engineering. We conduct research in a number of interrelated subjects, ranging from biomolecular modeling, cellular communication to biomedical image- and signal-processing. The project is an integral part of a ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Special-Report-How-to-Buy-Silver/ http://gov-information.org/i/Special-Report-How-to-Buy-Silver/ As precious metals go, silver may not have quite the same mystique as gold. But let's be honest: The "white metal" has its backers, too. In fact, when Money Morning published its "How to Buy Gold" special report just a few weeks ago, one of the biggest questions that we received in response was: "When can you do the same for silver?" That's just what we've done here. In this special report, we show you how to buy silver. To find out how to buy silver, please read on... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Classic-Cons-10-Financial-Scams-Fair-Minded-Investors--Should-Avoid/ http://gov-information.org/i/Classic-Cons-10-Financial-Scams-Fair-Minded-Investors--Should-Avoid/ When Peter Allen and Carole Bayer Sager wrote the tune "Everything Old Is New Again," they were probably hoping for no more than a Top 40 hit. Instead, the song became an oft-recorded classic, mostly because the title proved a truism in so many areas - especially in the seamy world of financial fraud. Indeed, over the past 40 years, only one new entry has been added to the Federal Bureau of Investigation FBI roster of "Top 10" investment scams - the very broad category of "Internet fraud." The other financial rip-offs listed are merely new versions of tried and true swindles that have been around for decades or more - from Ponzi schemes and pyramid systems to phony stock offerings and commodity cons. The big difference is that the one new category - Internet fraud and the computers on which the Internet operates - has greatly increased the frequency, speed and effectiveness of the other types of financial fraud, as well as exponentially increasing the scammers' take. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Combating-the-Cons-Where--Should-Victims-of-Financial-Scams-Turn/ http://gov-information.org/i/Combating-the-Cons-Where--Should-Victims-of-Financial-Scams-Turn/ Today's story "Classic Cons: 10 Financial Scams Fair-Minded Investors Should Avoid," describes just a few of the financial scams investors should watch out for. If you have reservations about a potential investment opportunity, or if you've been victimized by a financial scam, you might turn to one or more of the following agencies. Better Business Bureau - With offices nationally, in every state and most large and mid-sized cities, the BBB can alert you to problems with local businesses, work-at-home programs, distributorships, sales routes you can buy and other one-on-one type rip-offs. They usually have lists of current online offers that are suspect or drawing lots of complaints. You can access the national BBB Web site at http:www.bbb.orgus and navigate to your home state or city chapter from there. U.S. Securities and Exchange Commission SEC - Information is available on all securities-related fraud issues and investment scams, and you can file your own personal complaints or suspicions online at http:www.sec.govcomplaint.shtml. You can write them at: Securities and Exchange Commission, Office of Investor Education Assistance, 450 Fifth Street, N.W., Washington, D.C. 20549-0213, or fax a complaint to 202-942-9634. You also can verify financials and regulatory standing on all publicly traded U.S. companies by accessing the SEC's EDGAR Database at: http:www.sec.govedgar.shtml. Your SEC complaint can be anonymous or you can provide only limited personal data. However, the more information you give them, the more likely they'll be able to help you. Either way, include specific details about how, why and when you were bilked with any contact info you have on the fraudulent person or company involved. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Question-of-the-Week-Responses-The-US-Bond-Market-Has-Lost-Its-Luster-With-Investors/ http://gov-information.org/i/Question-of-the-Week-Responses-The-US-Bond-Market-Has-Lost-Its-Luster-With-Investors/ Ongoing stock market worries and a string of discouraging economic reports have imbued the U.S. bond market with "safe-haven" status. The upshot: Investors have poured record amounts of money into bond funds. Bond funds for the past two years have seen inflows almost as high as stock funds did during the Internet bubble, according to the Investment Company Institute ICI. From January 2008 through June 2010, outflows from equity funds totaled 232 billion, while inflows to bond funds hit a staggering 559 billion. Investors are spending billions in the bond market even as yields reach record lows. Investment-grade U.S. corporate debt yields hit a low of 3.79 last week and two-year U.S. Treasury yields fell to less than 0.5. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Gold-Will-Shine-No-Matter-What-the-US-Economy-Does/ http://gov-information.org/i/Gold-Will-Shine-No-Matter-What-the-US-Economy-Does/ More analysts and investors are increasing their bets on gold with some forecasters saying the rally in the yellow metal will continue no matter what happens with the U.S. economy. "Either a swift economic recovery or further dismal economic performance should bring new buyers into the market," Eugen Weinberg, an analyst at Commerzbank AG in Frankfurt who expects gold to rise as high as 1,400 next year, told Bloomberg News. "A stronger economy would create more jewelry demand. If the economy stays weak or gets worse, then investors will be looking for a safe haven." Gold will continue its longest rally in at least nine decades and may rise as high as 1,500 next year, about 21 higher than current levels. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/We-Want-to-Hear-From-You-Should-the-US-Government--Offer-More-Incentives-to-Help-the-Housing-Market/ http://gov-information.org/i/We-Want-to-Hear-From-You-Should-the-US-Government--Offer-More-Incentives-to-Help-the-Housing-Market/ Experts fear that the already-battered U.S. housing market is getting ready to stall again, leaving the Obama administration to decide what - if anything - it should do next. Standard Poor's Case-Shiller Home Price Indices yesterday Tuesday reported that home prices rose 3.6 in the second quarter from a year earlier - but the boost came from the homebuyer tax credit that expired in April. And that doesn't bode well for the housing market's near-term outlook. "The numbers were inflated by the homebuyer tax credit," David Sloan, a senior economist at 4Cast Inc. in New York, told Bloomberg. "The numbers will be going down in the coming months. We could see some significant declines." Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Little-Hope-for-the-Housing-Market/ http://gov-information.org/i/Little-Hope-for-the-Housing-Market/ Just when you thought the housing market couldn't get worse, it did. New single-family home sales slumped 12.4 in July to a record-low annual rate of 276,000 units, as homebuyers shunned their realtors in the absence of government support. The consensus expectation was for a slight up-tick to a 333,000 unit annual rate, so I suppose it's time to throw out the models. Sales over the prior three months were also revised lower by 9,000 units. No section of the country was spared, though the West led the parade with a 25.4 plunge. On a year-over-year basis, sales were down 32.4, the fastest decline since April 2009. New home inventories held steady at 210,000 units, the lowest level in 42 years, according to Ned Davis Research analysts. Low-to-medium-priced homes were in the most demand. Only properties in the 150,000 - 300,000 price range rose as a share of total sales. So median prices fell to the lowest level since 2003. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Lets-Make-a-Deal-How-the-Mergers-and-Acquisitions-Boom-Will-Hurt-the-US-Economy/ http://gov-information.org/i/Lets-Make-a-Deal-How-the-Mergers-and-Acquisitions-Boom-Will-Hurt-the-US-Economy/ With its 39 billion hostile bid for Canada's Potash Corp. NYSE: POT, mining giant BHP Billiton Ltd. NYSE ADR: BHP capped an active August in the mergers-and-acquisitions market. With the moribund growth prospects of the U.S. economy, there would seem to be no great urgency for companies to go on an MA spree, yet the total value of announced buyout deals for August alone has topped 175 billion. Cynics are reaching only one conclusion: With interest rates so low and corporations so cash-rich, it seems that company management teams would rather do anything with that cash than to give it back to shareholders via stock buybacks or boosted dividends. And those deals signal additional trouble ahead for the U.S. economy. To understand the problems that this rampant dealmaking figures to cause, please read on... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Can-the-Obama-Administrations-New-Stimulus-Plan-Revive-the-Housing-Market/ http://gov-information.org/i/Can-the-Obama-Administrations-New-Stimulus-Plan-Revive-the-Housing-Market/ Worries about the sorry state of the U.S. economy have officials from the Obama administration digging deep into their bag of tricks to stop the skid before it slips into a double-dip recession. Their latest move was announced Sunday when Housing and Urban Development Secretary Shaun Donovan said the White House plans in the next few weeks to set up an emergency loan program for the unemployed and a government mortgage refinancing effort. Despite all the monetary and fiscal firepower the U.S. Federal Reserve and the Treasury have deployed, economic growth has slowed to an agonizing pace. The slowdown has hit the housing market particularly hard, as evidenced by home sales that dropped to record lows in July. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Japan-Stimulus-Not-Enough-to-Ensure-Economic-Recovery/ http://gov-information.org/i/Japan-Stimulus-Not-Enough-to-Ensure-Economic-Recovery/ Japan yesterday Monday attempted to halt the surging yen by outlining stimulus measures and easing its monetary policy, but markets failed to respond. Prime Minister Naoto Kan detailed a plan to implement a new stimulus program by the end of September, and the Bank of Japan announced after an emergency meeting that it would introduce new loan programs to encourage bank lending to consumers. The yen has climbed more than 10 against the dollar since May, last week hitting a 15-year high of 83.60 per dollar and threatening Japan's export-driven economic recovery. Analysts were skeptical that the moves would do anything to change the currency value or stimulate the stagnant recovery, and said the measures are largely a political attempt to pacify Japanese consumers instead of actually halting the yen's rise. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Six-Revisions-Tutorial-on-Saving-Images-for-the-Web/ http://gov-information.org/i/Six-Revisions-Tutorial-on-Saving-Images-for-the-Web/ Check out Six Revisions Comprehensive Guide to Saving Images for the Web. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/14-Ways-To-Save-Green-While-Increasing-Greenness/ http://gov-information.org/i/14-Ways-To-Save-Green-While-Increasing-Greenness/ Arjun Muralidharan, aka the Productive Student, has a list of 14 ways college students can strive for greenness on Earth. Youll want to do them all to slow the destruction of the planet, but youll actually do them to save yourself some coinage. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Checking-Accreditation-Show-Me-Youre-Smarter-Than-a-Monkey/ http://gov-information.org/i/Checking-Accreditation-Show-Me-Youre-Smarter-Than-a-Monkey/ I dont care how high your SAT scores are: if youre planning to attend any institution of higher education that isnt blatantly obvious in its accreditation Stanford, Yale, etc., and you dont take the so-easy-a-monkey-could-do-it step of checking your intended schools official accreditation status, then youre an idiot. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/How-to-Study--A-Brief-Guide/ http://gov-information.org/i/How-to-Study--A-Brief-Guide/ When the first week of classes have been attended and while youre still focusing on first chapters, small quizzes, tolerable assignments, and the finer points on your professors syllabi, at the very least please skim this: How to Study: A Brief Guide. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/How-Would-Panhandlers-Use-Free-Credit-Cards/ http://gov-information.org/i/How-Would-Panhandlers-Use-Free-Credit-Cards/ Have you ever wondered what the panhandlers you see on the street would do if you actually gave them a bunch of money to spend? Like many people, I generally give my pocket change to anyone who asks. I figure that if they have to ask, they probably need it more than I do. Yes, I know that there are just as many folks who think this is ridiculous, and who never give anything to folks on the street. What can I say? The empathetic J.D. almost always get his way over the logical J.D. Exception: I never give to aggressive panhandlers. Last weekend, the Toronto Star featured a fascinating article from Jim Rankin about a little experiment he conducted. He actually decided to give a few handlers more than just pocket change: Over the past two weeks, I wandered Torontos downtown core with five prepaid Visa and MasterCard gift cards, in 50 and 75 denominations, waiting ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Yes-You-WILL-Get-Social-Security/ http://gov-information.org/i/Yes-You-WILL-Get-Social-Security/ This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fools Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. We hear a lot about the doubts over the future of Social Security. Here are a few Ive come across: "Three-fourths of those 18 to 34 don't expect to get a Social Security check when they retire." USA Today My husband and I are both 28, and we laugh every time we hear yes, youll receive Social Security. No, we wont receive Social Security, even though weve both been paying into it since we were teenagersI cant think of one of my peers who expects Social Security to still be around when were retirement age. Call us bitter. A comment to my last column When Will You Be Able to Retire? Six in 10 Americans who ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Are-Discounts-Coming-for-Paying-in-Cash/ http://gov-information.org/i/Are-Discounts-Coming-for-Paying-in-Cash/ This post is from GRS staff writer April Dykman. A couple of weeks ago, J.D. highlighted research that showed that rewards cards cost the poor in higher prices overall and benefit the rich who are more likely to use the cards. But what if retailers offered you a discount if you paid in cash? It might not be so far-fetched. In Will Financial Reform Kill the Rewards Card?, Brett Arends writes that a provision in the financial reform act allows for such a discount. If competition works its magic, that discount should end up worth as much, or more, as the points you get from a card. We may end up saying goodbye to the rewards card, and go back to old-fashioned money. The new cash is, er, cashAccording to both the Public Interest Research Group and the National Retail Federation, when you pay for a purchase by credit card, it costs the retailer about 2 in transaction fees. ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Insurance-Basics-How-to-Save-on-Insurance/ http://gov-information.org/i/Insurance-Basics-How-to-Save-on-Insurance/ This is the second part in a short series about insurance basics. Last week, I explained how insurance works. Next week or possibly the week after, I'll offer some tips on car insurance. Today's article offers some general insurance tips useful for most situations. All insurance works pretty much the same way: You pay a premium a set amount of money to the insurance company, usually on some sort of schedule monthly or yearly, for instance. In return, the company issues an insurance policy to you, which is a contract that gives you certain coverage, or financial protection. When you suffer an insured loss, you file a claim and the company pays you a benefit. Insurance is meant to protect you against catastrophes, not day-to-day annoyances. You use insurance to guard against things that aren't likely to happen, but which would cause financial hardship if they did occur. Your goal should be to have just the right amount ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Action-Not-Words-The-Difference-Between-Talkers-and-Doers/ http://gov-information.org/i/Action-Not-Words-The-Difference-Between-Talkers-and-Doers/ It's Sunday morning and I should be editing articles in advance of my upcoming vacation. Instead, I just got done playing another game of Starcraft II. Since the game was released on July 27th, I've played many games of Starcraft II. In fact, I've played at least 150 games of Starcraft II. I know this because the game keeps track of your record. I played 50 training matches, and have since won 47 and lost 42 against human opponents, putting me near the top of my division in the "Silver League". Plus I've played some single-player games. How much time has playing 150 games of Starcraft II sucked from my life? At about 30 minutes per game, it's safe to say I've spent about 80 hours over the past month or about 20 hours per week building virtual armies and blowing stuff up. Now on the surface, there's nothing wrong with me having a ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Reader-Story-Patience-and-Persistence-Pay-Off/ http://gov-information.org/i/Reader-Story-Patience-and-Persistence-Pay-Off/ This guest post from Alissa is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice others are examples of how a GRS reader achieved financial success or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. I like all of the reader stories I publish, but for some reason I particularly like this one. Update: Now with photos! Alissa e-mailed two images of her chain of debt. In April 2007, I found myself owing 6,500 to my credit cards and 24,000 on my student loans. While not a lot, I was only earning 31,000 and living in Washington, D.C. Earning 31,000 in the D.C. area is not a comfortable salary, especially when you have to pay a large portion of your health insurance costs out of pocket after taxes. Thankfully my student loans were all Stafford loans, and I had them ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Im-Not-THAT-JD-Roth/ http://gov-information.org/i/Im-Not-THAT-JD-Roth/ Normally, I wouldn't post something like this at Get Rich Slowly this is why I have a personal blog but I'm getting a lot of tweets and e-mail from folks about a piece of ephemera that has surfaced on the internet. It seems that somebody's stumbled upon a list of the folks who were in the running for the various parts on Star Trek: The Next Generation. And who was up for the part of Wesley Crusher? Why, J.D. Roth was. Here's the thing: I'm not that J.D. Roth. That J.D. Roth is the former host of Fun House, the voice of Jonny Quest, and now the producer of The Biggest Loser. If I were that J.D. Roth, I'd be rich! I wouldn't have to write about building wealth. So, I wanted to put the rumors to rest. I was never up for a part on Star Trek: The Next Generation. My acting skills were ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Ask-the-Readers-Financial-Advice-for-an-18-Year-Old/ http://gov-information.org/i/Ask-the-Readers-Financial-Advice-for-an-18-Year-Old/ Last week, Isaac asked Get Rich Slowly readers for advice on how to handle life after grad school. He's about to enter the workforce and needed tips on what to do until he gets his first paycheck. Isaac was very pleased with your helpful responses. This week, we've got a chance to help somebody even younger than Isaac. Nico is 18, a sophomore in college, and financially clueless. He needs help! Here's his story: I'm pretty young about to start my sophomore year of college and I literally have absolutely no knowledge of anything financial. I do have a simple student account with a paltry amount of money in it, and that's really about it. So yeah, the majority of your site goes over my head and some things are quite intimidating. I'm going to continue browsing the basics section in order to see if I can glean some information, but are there any other resources ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Why-I-Buy-Local/ http://gov-information.org/i/Why-I-Buy-Local/ Kris and I live in a small, quiet neighborhood south of Portland. When the trolley line ran through here between 1893 and 1959 Oak Grove was actually thriving community, with shops and stores and more. It's true! I've seen pictures! Now, though, downtown Oak Grove, such as it is, consists of a convenience store, a hair salon, a joint once named "the best dive bar in Portland" and the home office of Get Rich Slowly. There's also another business in downtown Oak Grove: a small coffee shop that opened a couple of years ago. It struggled a little at first, but eventually business picked up, and it's become a valuable part of our community. In fact, Kris and I think of the Oak Grove Coffeehouse as the only real hub our area has. But there's a problem. This summer hasn't been kind to the Oak Grove Coffeehouse. The business is struggling. Jason, the owner, ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Budget-Reforms-in-Uganda-From-Vision-to-Reality---A-Personal-Account/ http://gov-information.org/i/Budget-Reforms-in-Uganda-From-Vision-to-Reality---A-Personal-Account/ Posted by Florence Kuteesa1 When the Ugandan ministries of Finance MoF and Planning and Economic Development MPED were merged in 1998, a new department, Budget Policy and Evaluation, was created within the Budget Directorate. The department was mandated to coordinate... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Internal-Audit-in-the-Public-Sector--Underdeveloped-and-Underused/ http://gov-information.org/i/Internal-Audit-in-the-Public-Sector--Underdeveloped-and-Underused/ Posted by Sanjay Vani Of 107 countries in which Public Expenditure and Financial Accountability PEFA assessments have been undertaken, only 2 scored A or A and only 4 scored B or B for the indicator on internal audit performance indicator... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Improving-Tax-Collection-Using-XML-and-Object-Oriented-Technologies/ http://gov-information.org/i/Improving-Tax-Collection-Using-XML-and-Object-Oriented-Technologies/ Posted by William B. Trautman The recent financial crisis has led not only to significant public budget deficits in the United States and around the world, but also to a heated debate over what to do about them. Some argue... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Utah-Virginia-and-Washington-Top-Scorers-in-Government-Performance-in-the-United-States/ http://gov-information.org/i/Utah-Virginia-and-Washington-Top-Scorers-in-Government-Performance-in-the-United-States/ Posted by Mario Pessoa According to research sponsored by the Pew Charitable Trusts in partnership with Governing magazine, the states Utah, Virginia, and Washington have the best managed administrations in the US. They all scored A- in a recent studyon... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Maybe-a-little-too-simple-at-Sysco-/ http://gov-information.org/i/Maybe-a-little-too-simple-at-Sysco-/ That's the cover of the new ethics policy at Sysco SYY, the big food-service company. The company filed it with the Securities and Exchange Commission on Tuesday afternoon, several hours after filing its 10-K. In the 8-K that included the document, Sysco describes its ethics-policy overhaul in dry, lawyerly terms, saying it was intended "to ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Double-dipping-in-the-filings/ http://gov-information.org/i/Double-dipping-in-the-filings/ Hardly a day goes by without hearing somebody's opinion on whether we're headed for a double-dip recession. Last week, it was Fed Chief Ben Bernake saying he would do whatever he could to avoid the double dip, which as this NPR story shows is being viewed as an increasing possibility. And this morning, there's a ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Iran-sanctions-and-PerkinElmer-/ http://gov-information.org/i/Iran-sanctions-and-PerkinElmer-/ The U.S. has restricted a slew of exports to the Islamic Republic of Iran. So when The Australian published an article payment required last spring describing a trade-show booth in Tehran that was showcasing an atomic absorption spectrometer made by Waltham, Massachusetts-based PerkinElmer PKI, the Securities and Exchange Commission took notice. In a June 22 ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/CenturyLinks-execs-are-paid-to-stay/ http://gov-information.org/i/CenturyLinks-execs-are-paid-to-stay/ CenturyLink CTL got some attention last week for an 8-K it filed,reporting that shareholders of CenturyLink and Qwest Communications International, Inc. Q overwhelmingly approved a merger proposal.But the company also filed asecond 8-K, which received no real attention, even though it involves more than 10.2 million of shareholders money. That filing disclosed that CenturyLink formerly ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/3Pars-blizzard-of-filings-continues/ http://gov-information.org/i/3Pars-blizzard-of-filings-continues/ This morning, at a few seconds after 7 a.m., 3Par PAR filed its 29th document since the beginning of what we'll cheekily call the post-nup period when the deal between 3Par and Dell DELL was announced publicly. This morning's entry was a Schedule 14D-9A and was a very slight 11 pages. On Friday, 3Par, Dell ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Climate-change-baked-goods-and-Sara-Lee-/ http://gov-information.org/i/Climate-change-baked-goods-and-Sara-Lee-/ Tuck into that buttery pound cake and those Jimmy Dean sausages while you can. Because in addition to rising sea levels and disappearing species, global climate change or at the very least, governmental efforts to mitigate it could threaten the goodies from Sara Lee SLE. That's the implication of a new risk factor ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Flexible-Spending-Accounts-Is-a-FSA-Right-for-You/ http://gov-information.org/i/Flexible-Spending-Accounts-Is-a-FSA-Right-for-You/ Flexible Spending Accounts Provide an Easy Way to Save Money and Pay for Health Care Expenses One unfortunate result of rising costs associated with health care and health insurance is that employers are now looking for ways to trim employee health benefits. This usually includes increasing co-pays, out-pocket-costs, and deductibles. The good news is that ... About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter. Flexible Spending Accounts: Is a FSA Right for You? Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Hidden-Assets-and-Bankruptcy/ http://gov-information.org/i/Hidden-Assets-and-Bankruptcy/ Filing for bankruptcy is a complicated process. Those who are going through the process are doing so to try to recover from debts and take financial responsibility in the future. There are many blunders that people make that may result in their case being thrown out. Reporting all assets is essential in a case, and failure to so will all but deplete the chances of achieving bankruptcy status. Hidden assets are one of the major causes of a bankruptcy filing being turned down. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Bankruptcy-Lawyer---Where-to-Start/ http://gov-information.org/i/Bankruptcy-Lawyer---Where-to-Start/ If you are in the position of making an appointment with a bankruptcy lawyer, you are ready to make some difficult decisions. Over the next coming weeks and months much of your personal information is going to come to light as a search ensues for all of your assets as well as debts that you owe. In this type of situation you need to find the right person that you can trust as well as someone that is going to work hard to find out what is in your best interest. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Strategic-Bankruptcy/ http://gov-information.org/i/Strategic-Bankruptcy/ There are several financial strategies that were pioneered by the corporate world which have eventually moved into the public consciousness to become common fixtures. While not yet translated into a practice too regularly seen, strategic bankruptcy has become a powerful tool in corporate arsenals to work through severe credit and contract problems. Bankruptcy filings often expose an individual to harsh criticism and social stigma, as debtors are looked upon as people who have made repeatedly poor choices concerning their finances. In reality, the economic environment of today simply is unkind to many businesses or individuals, making bankruptcy a more realistic option for some. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Bankruptcy-Lawyer---Finding-The-Right-One/ http://gov-information.org/i/Bankruptcy-Lawyer---Finding-The-Right-One/ When bankruptcy becomes an issue in one's life it can be a frustrating time. Law firm knows that it is a life-altering event and that is where skills and expertise can help lower the stress and threat that comes with this life-altering situation. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Chapter-7-Bankruptcy---How-a-Lawyer-Can-Help/ http://gov-information.org/i/Chapter-7-Bankruptcy---How-a-Lawyer-Can-Help/ Chapter 7 bankruptcy can be the right decision if you are swallowed by debt. A chapter 7 bankruptcy lawyer can help you make the right decision and navigate the difficult legal waters. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Making-a-Budget-for-Chapter-13/ http://gov-information.org/i/Making-a-Budget-for-Chapter-13/ Making a budget and sticking to it is hard to do. With the impulse shopping we all do today, our budgeting quickly changes when we take a glance at our bank account. However, straying from a budget for a long period of time can result in someday filing for Chapter 13 bankruptcy. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Bankruptcy-Lawyer---Tips-For-Finding-An-Attorney-You-Can-Trust/ http://gov-information.org/i/Bankruptcy-Lawyer---Tips-For-Finding-An-Attorney-You-Can-Trust/ Simply opening the phonebook and choosing the first bankruptcy attorney you see often leads to disappointing case results. Before you choose a lawyer for your particular case, consider several different aspects. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Working-Animals-in-Bankruptcy/ http://gov-information.org/i/Working-Animals-in-Bankruptcy/ For some in the United States, animals remain an integral part of their livelihood. For these citizens, working animals are more important than almost any other piece of property, as these beasts of labor are essentially just four-legged employees. In some instances, a business can practically hinge on the owner's ability to retain these animals, even though financial hardships. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Perfect-Filing-of-Bankruptcy-Under-Chapter-7/ http://gov-information.org/i/Perfect-Filing-of-Bankruptcy-Under-Chapter-7/ The thought of bankruptcy is enough to scare anyone. Especially if the only chapter you are eligible to file bankruptcy is chapter 7, the thought of losing everything you have can be devastating. However, bankruptcy law is not that uncharitable and exempts many of the assets of the debtors that are needed to run their livelihood. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/What-is-the-Difference-Between-Chapter-7-and-13-of-Bankruptcy-Law/ http://gov-information.org/i/What-is-the-Difference-Between-Chapter-7-and-13-of-Bankruptcy-Law/ You can file bankruptcy under a number of Chapters. Each chapter covers a different category of people. The most common is Chapter 7 which is for an individual who want to file bankruptcy and get rid of all his debts in one shot. For those who are not eligible under Chapter 7 can file under Chapter 13 which allows you to make the payment in parts to all your lenders in a time frame of 3-5 years. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Strategic-Defaulting/ http://gov-information.org/i/Strategic-Defaulting/ Mortgage payments have become serious problems among Americans. The current economic crisis has proven to most that the importance of the housing market cannot be underestimated. However, a new trend has developed that limits the permanence of mortgage agreements, making the process more dependent upon a person's willingness to continue payments instead of facing financial destitution. Known as strategic defaulting, a debtor may purposefully default on a loan payment, triggering foreclosure precedents. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Cram-Downs-and-Bankruptcy/ http://gov-information.org/i/Cram-Downs-and-Bankruptcy/ In the past few years, Americans have seen little but a string of bad financial news reports. Unemployment has become a serious concern for many Americans, pay cuts and a lack of bonuses have slashed salaries, and sluggish markets have caused poor investment growth. For some, the cost of living has become unexpectedly high, and ultimately greater than they can handle. For these people, the law provides the protection of bankruptcy, offering multiple solutions for those who cannot keep up with their expenses. However, some Americans have been arguing for even more options and powers given to the courts. Specifically, some have called for cram downs to be legalized. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Why-Your-Bankruptcy-Filing-May-Be-Denied/ http://gov-information.org/i/Why-Your-Bankruptcy-Filing-May-Be-Denied/ If you're denied bankruptcy, you likely have many questions. This guide explains how to avoid being denied, and what to do after you are denied. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Community-service-a-holiday-camp/ http://gov-information.org/i/Community-service-a-holiday-camp/ Community service has been criticised as a "holiday camp for offenders" by the Government's victims' commissioner after undercover footage showed criminals sitting around drinking tea and smoking illegal drugs. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Adults-punished-by-alcohol-checks/ http://gov-information.org/i/Adults-punished-by-alcohol-checks/ Thousands of innocent adults are being punished by constant ID checks that fail to tackle the problems of under-age drinking, a civil liberties group has said. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Vegas-cops-charged-in-fatal-crash-during-pursuit/ http://gov-information.org/i/Vegas-cops-charged-in-fatal-crash-during-pursuit/ Two Las Vegas police officers are facing criminal charges for disobeying orders by refusing to drop a chase that ended in a crash and the death of a suspected drunken driver. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Police-SD-teen-wanted-to-be-infamous-sociopath/ http://gov-information.org/i/Police-SD-teen-wanted-to-be-infamous-sociopath/ An 18-year-old high school student stockpiled bomb-making materials in his bedroom and wrote about wanting to blow up his school, target individuals he hated, rape women and "become the world's most infamous sociopath," authorities said. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Cell-phone-left-in-Ala-burglary-leads-to-arrest/ http://gov-information.org/i/Cell-phone-left-in-Ala-burglary-leads-to-arrest/ Police investigating a home burglary in Russellville found a surprising clue - a cell phone that got left behind. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Siegelman-asks-appeals-court-to-dismiss-charges/ http://gov-information.org/i/Siegelman-asks-appeals-court-to-dismiss-charges/ Attorneys for former Alabama Gov. Don Siegelman have asked a federal appeals court to dismiss all charges against him in a federal government corruption case. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Idol-reject-sues-for-100-million/ http://gov-information.org/i/Idol-reject-sues-for-100-million/ Ian Benardo arrives to the American Idol Season 6 Finale held at the Kodak Theatre on May 23, 2007 in Hollywood, California. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Judge-doubts-prosecutors-can-prove-2-key-charges/ http://gov-information.org/i/Judge-doubts-prosecutors-can-prove-2-key-charges/ The judge in the Anna Nicole Smith drug conspiracy trial said Tuesday he doubted prosecutors can prove key charges against two doctors and the lawyer-boyfriend of the late Playboy model. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/SEC-warns-agencies-against-deceptive-ratings/ http://gov-information.org/i/SEC-warns-agencies-against-deceptive-ratings/ WASHINGTON a " Federal regulators are warning credit rating agencies that they could face civil fraud charges for giving inaccurate ratings to investments.The Securities and Exchange Commission issued the warning Tuesday in a report on its investigation into a possible violation of the law by Moody's Investors Service, one of the three big rating ... Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Pa-priest-wont-face-charges-over-videotaped-sex/ http://gov-information.org/i/Pa-priest-wont-face-charges-over-videotaped-sex/ The Vatican will determine whether to defrock a priest accused of fathering a child with a high school graduate, a relationship that became public after the girl's parents captured the couple on a video camera secretly set up in the parents' basement. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Caroline-Giulianis-case-set-for-dismissal-in-NYC/ http://gov-information.org/i/Caroline-Giulianis-case-set-for-dismissal-in-NYC/ The 20-year-old daughter of former mayor and presidential candidate Rudy Giuliani is on track to get her cosmetics-store shoplifting case dismissed with a day of community service after a judge agreed Tuesday to prosecutors' offer to resolve the case. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Secret-testimony-reveals-stars-loss-in-Bling-Ring-thefts/ http://gov-information.org/i/Secret-testimony-reveals-stars-loss-in-Bling-Ring-thefts/ In this Aug. 20, 2010 file photo, Orlando Bloom is shown during a photocall for "The Three Musketeers" in Munich, southern Germany. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Some-States-Suing-Feds-Also-Claim-Health-Subsidies/ http://gov-information.org/i/Some-States-Suing-Feds-Also-Claim-Health-Subsidies/ Some states suing to toss out President Barack Obama's health care overhaul law are also lining up to claim a share of its subsidies for the medical costs of retired employees. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Previous-criminal-convictions-lead-to-sticky-questions/ http://gov-information.org/i/Previous-criminal-convictions-lead-to-sticky-questions/ People who have been accused of the most minor criminal offences in the past are finding it increasingly difficult to find work in the US. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Feds-Muslims-faced-discrimination-at-Neb-plant/ http://gov-information.org/i/Feds-Muslims-faced-discrimination-at-Neb-plant/ Federal officials say a JBS Swift Co. meatpacking plant in Nebraska should provide Muslim employees with prayer time and not retaliate against workers who ask to pray. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Updated-car-stickers-to-include-environmental-info/ http://gov-information.org/i/Updated-car-stickers-to-include-environmental-info/ This undated handout image provided by the Environmental Protection Agency shows the proposed window stickers for new cars and trucks, beginning with the 2012 model year. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/US-grapples-with-bedbugs-misuse-of-pesticides/ http://gov-information.org/i/US-grapples-with-bedbugs-misuse-of-pesticides/ A resurgence of bedbugs across the U.S. has homeowners and apartment dwellers taking desperate measures to eradicate the tenacious bloodsuckers, with some relying on dangerous outdoor pesticides and fly-by-night exterminators. Thu, 02 Sep 2010 00:40:04 -0500 http://gov-information.org/i/Poll-Whats-Your-Take-on-the-Hindenburg-Omen/ http://gov-information.org/i/Poll-Whats-Your-Take-on-the-Hindenburg-Omen/ If you've been listening to the media lately you may have heard something about the Hindenburg Omen. It sounds kind ofominous, and I guess it should because it predicts a severe market crash. The Omen has been behind every market crash since 1987, but significant stock-market declines have followed only 25 of the time. So ... About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter. Poll: What's Your Take on the Hindenburg Omen? Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/A-nice-send-off-from-AXIS-Capital/ http://gov-information.org/i/A-nice-send-off-from-AXIS-Capital/ Maybe its something in the water? A couple of days ago, we reported the multi-million dollar departure of an executive from a Bermuda-based energy company. Todays post " about a different company headquartered on the tiny island " also involves a send-off worth millions of dollars. On August 26, AXIS Capital Holdings Ltd. AXS filed ... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/No-rockem-and-sockem-in-Dells-10-Q/ http://gov-information.org/i/No-rockem-and-sockem-in-Dells-10-Q/ Was it really only the beginning of last week that Dell DELL announced plans to buy 3Par PAR? My how time flies! Since then, it's been hard to keep up with the near hourly updates on the tussle between two computer giants Dell and Hewlett-Packard HPQ over a company that up until recently judging ... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Security-at-McAfee-not-just-for-computers/ http://gov-information.org/i/Security-at-McAfee-not-just-for-computers/ Well leave it to the pundits to determine whether or not Intel Corporations NASDAQ: INTC proposed 7.7 billion acquisition of McAfee, Inc. MFE is a wise move. But regardless of the answer, the deal offers some nice rewards to some of McAfees top executives. The details are in an 8-K and an updated proxy that ... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/A-modest-agreement-at-International-Rectifier-/ http://gov-information.org/i/A-modest-agreement-at-International-Rectifier-/ We don't hesitate to call companies out for giving former directors and executives lush consulting contracts. Look no further than Northrop Grumman, Acxiom and Boeing, among others. Now we come across a consulting contract we might even like: One filed with an 8-K on Tuesdayby International Rectifier IRF, a maker of power-management semiconductors in El ... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Energy-XXI-exec-leaves-but-not-empty-handed/ http://gov-information.org/i/Energy-XXI-exec-leaves-but-not-empty-handed/ Just over a month ago, Energy XXI Bermuda Limited Nasdaq: EXXI announced a management realignment. Headquartered in Bermuda with an office in Houston, the companys stated goal is to acquire and exploit producing oil and gas reserves, primarily in the Gulf of Mexico. Characterized as a streamlining of the organization, the management realignment included the ... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Inching-toward-reform-at-Costco-/ http://gov-information.org/i/Inching-toward-reform-at-Costco-/ It's a bizarre fact of American business that directors can stay on corporate boards for years after shareholders have resoundingly rejected them in an annual vote. As we footnoted here, just look at Cablevision So we were at first happy to see that Costco COST, the giant warehouse-store chain, had modified its bylaws to require ... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Dollar-Thriftys-merger-hits-an-operatic-note/ http://gov-information.org/i/Dollar-Thriftys-merger-hits-an-operatic-note/ There were times when passages in the merger proxy that Dollar Thrifty Automotive Group, Inc. DTG filed August 17 read more like a libretto than an SEC filing. The classic operatic themes are there: money, multiple suitors, commitment issues, and surprising plot twists. In this particular drama, at least two suitors wooed Dollar Thrifty, including ... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Leaving-some-wiggle-room-at-United-/ http://gov-information.org/i/Leaving-some-wiggle-room-at-United-/ When United Airlines UAUA and Continental CAL were rumored to be tying up, we took a look at the sweet change-in-control benefits that United executives stood to receive. After some brouhaha, it was announced that United's chairman and chief executive, Glenn Tilton would forego big chunks of that, which got a little attention as well. ... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Warning-Social-media-at-Estee-Lauder/ http://gov-information.org/i/Warning-Social-media-at-Estee-Lauder/ Corporate lawyers aren't known for being early adopters, whether of cutting-edge technology or zippy new buzzwords. As a result, company filings may be one of the last places to spot new trends. So we're assuming that a recent sighting means social networking, that many-splendored creature, is here to stay: It's now scary enough for the ... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Getting-the-rock-star-treatment-from-Office-Max/ http://gov-information.org/i/Getting-the-rock-star-treatment-from-Office-Max/ Although most of us will probably never know what its like to be a bona fide rock star, two named executive officers at OfficeMax, Inc. OMX got what looks like rock star treatment to us. In an 8-K the company filed August 18, OfficeMax disclosed that it gave retention awards to Bruce Besanko, its Executive ... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Succeed-As-a-New-Woman-Entrepreneur---How-to-Do-it-Now/ http://gov-information.org/i/Succeed-As-a-New-Woman-Entrepreneur---How-to-Do-it-Now/ You have been mulling it over for ages. You have done a lot of research. You can't stop thinking about it. "It" is starting your own business. Now you need to understand the proper mindset that will make or break your move into 'action mode.' Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Link-Set-Entrepreneurs-Concentrate-on-Outcome/ http://gov-information.org/i/Link-Set-Entrepreneurs-Concentrate-on-Outcome/ Effective entrepreneurs know that the key to becoming Link Willing is to use plans, systems and steps to manufacture the final results they desire to gain for their organization. Concentrating on the effects makes it possible for you to work backwards, flushing out the techniques and measures wanted to yield them. This strategy is one of the motives why franchises are so considerably a lot more prosperous than a mom and pop commence-up. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Develop-Alliances/ http://gov-information.org/i/Develop-Alliances/ When we talk about our relationships with organizations or people outside our company, we generally categorize these as customers and suppliersvendors. I would like for you to think of some of these organizations or people as alliances, and not just as a customer or supplier. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Entrepreneur-Startup---The-Main-Stages-of-Launching-Online-Business/ http://gov-information.org/i/Entrepreneur-Startup---The-Main-Stages-of-Launching-Online-Business/ It is not a surprise that a lot of people experience certain difficulties when trying to develop and various strategies for their businesses. This short entrepreneur startup guide will be especially interesting for people, who have their own ideas and would like to launch a new online business very soon. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Entrepreneur-Development-Starts-in-the-Mindset/ http://gov-information.org/i/Entrepreneur-Development-Starts-in-the-Mindset/ When you think of "Entrepreneur Development" what is the first thing that comes to mind? Some may feel that this is some form of strategic business planning? Some of you may suggest that it is positive business development building tools that create a better business model. But then you may even feel that this is coaching system to create a strategy for personal success. Well if you where thinking any of the above then guess what folks, you are right! Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/8-Tips-to-Start-Your-Own-Business-Today/ http://gov-information.org/i/8-Tips-to-Start-Your-Own-Business-Today/ Let's face it the job market has been awful for the last couple of years. The Labor Department says that unemployment remains unchanged and the future for employment does not look promising. Over 14 million people are looking for jobs that don't exist and for every one position being offered hundreds of people are applying. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Three-Ways-For-Entrepreneurs-to-Build-Sales-From-Criticism/ http://gov-information.org/i/Three-Ways-For-Entrepreneurs-to-Build-Sales-From-Criticism/ When someone comments or criticizes about your business you have a great opportunity to actually increase your sales. In this article, the author gives three tips for handling criticism and how to turn it to a business advantage. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/How-Much-Does-it-Cost-to-Start-a-Mobile-Oil-Change-Business/ http://gov-information.org/i/How-Much-Does-it-Cost-to-Start-a-Mobile-Oil-Change-Business/ Could you give me a general idea of the start-up cost for a basic mobile oil change business? We hear this common question very often. The only problem is that there is not an exact easy answer... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Getting-the-Business-Success-Results-You-Want/ http://gov-information.org/i/Getting-the-Business-Success-Results-You-Want/ Business success is no longer a matter of just getting customers in your store or using your service. Success in any arena has shifted so significantly that many find themselves jumping through one marketing hoop after another. They're learning one strategy after another and going from seminar to seminar with low or zero results. Why? Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Where-Can-You-Find-Virtual-Offices/ http://gov-information.org/i/Where-Can-You-Find-Virtual-Offices/ As elementary as this question gets, what you are going to be able to do is to understand how and the easiest route to find when it comes to getting around to finding the virtual offices that you need to be able to get your idea started. Now, in the end of the day, when you are thinking about this, in this day and age, there are plenty of places where you can find these sort of services at the end of the day, and of course, while this might negate the possibility of ever finding some sort of use... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/How-to-Become-a-Millionaire---14-Tips-to-Help-Anyone-Succeed-Regardless-of-Your-Situation/ http://gov-information.org/i/How-to-Become-a-Millionaire---14-Tips-to-Help-Anyone-Succeed-Regardless-of-Your-Situation/ The best way to become a millionaire is to make a decision to become one and stick it out until it happens no matter how long it may take you. If you ask most people if they would like to a million dollars, most of them will tell you yes. However, most people may really like to have a million dollars but will not pay the price to become a millionaire. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/New-Business-Start-Up-Checklist---A-Road-Map-to-Success/ http://gov-information.org/i/New-Business-Start-Up-Checklist---A-Road-Map-to-Success/ This article, new business s start-up checklist is for the newbie who has found that wonderful business idea and does not know how to get it off the ground. This article is only a guide and specifics to each idea and industry have to be taken into consideration to get the most benefit from this information. Having a framework such as this also helps to save you time and ensures you don't miss out on the most important steps that are essential to your business success. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/The-Emerging-Post-Recession-Workplace/ http://gov-information.org/i/The-Emerging-Post-Recession-Workplace/ The post-recession workplace will look different from what we have seen before and its make-up will pose tremendous challenges to managers. How managers address them will determine their success or failure in this new emerging economy. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Business-Startup-Funding/ http://gov-information.org/i/Business-Startup-Funding/ If you are thinking about starting your own business, you might be wondering how much it will cost you and how you will obtain funding to get started. This article will help you to understand the types of startup expenses you might expect and several funding sources for you to consider. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Dream-It-Do-It-You-Create-Your-Own-Luck-by-Taking-Chances/ http://gov-information.org/i/Dream-It-Do-It-You-Create-Your-Own-Luck-by-Taking-Chances/ Facebook Status Gets Attention! People always say, "You are so lucky." I don't quite understand how making the conscious decision to step out on faith, asking for help when needed, going several nights without sleep, replacing "fun" things to do with strategic business planning and sacrificing, and investing every dime in a dream is seen as luck. Many people say they want something but are not willing to give up half of what it takes to give it a true shot. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Lancaster-MBA---From-Indian-Dotcom-to-UK-Waste-Water/ http://gov-information.org/i/Lancaster-MBA---From-Indian-Dotcom-to-UK-Waste-Water/ Afer running Indian telecoms star MobMe, Manoj Krishnapillai is greening UK waste water treatment. We interviewed an ITtelecoms entrepreneur from the backwaters of Kerala, Southern India, to find out how he ended up launching a green tech firm out of Lancaster, UK. Read on - it's a page-turner for anyone with an entrepreneurial spirit. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/10-Great-Ideas-to-Earn-a-Part-Time-Income/ http://gov-information.org/i/10-Great-Ideas-to-Earn-a-Part-Time-Income/ This is a guest article by Cody Attending college is an exciting time of life with many new adventures. Attending class, studying, networking, walking around campus and doing whatever else is fun these days. One of the least attractive ideas is finding a part time job when you could be attending football games or going to a party, but it is something that is nearly essential to fund your college experiences and to set you up for your post graduate life. I have assembled 10 great ideas or ways to earn a part time income while attending your university. Free Lance Have a skill? There are many different avenues of free lance such as writing, photography, videography, graphic design, art, and web design. The best idea would be to start local to get your feet on the ground and then to try to either move to larger better paying companies or online. Free lancing is great for several reasons it enhances your skill set, gives you better responsibility because the task is entirely dependent on you from start to finish and you establish what you will and wont take on. This means you set your price, time tables and expectations. Start by doing a little research and finding a couple local areas that could really use your service, create a pitch explaining how you will help them for a low price, contact the target, get the contract and get to work! Tutor Many tutoring services are quite expensive. Therefore, if you look around you will find people looking for tutoring either for themselves or their children. Look for flyers or on your local university job boards and you are bound to find several people looking for tutoring. The amount you make per hour is usually around minimum wage or slightly above, but it also sounds great during interviews and can help you create some nice connections with people who can give some great referrals if you do a good job. Be a Lab Technician Boring, monotonous and grunt work? Sure, but the key is that these positions are usually plentiful on a college campus. With these positions being somewhat available and fewer people wanting the position there is a higher chance of you obtaining one of these positions. While you may find the work to be arduous, it can be a skills booster as well as looking decent on a resume. Also, the hours are usually up to you so thats a bonus! Internships Internships are my personal favorite. I worked at a fortune 100 company for my internship, the pay was great, the experience was priceless and my opportunities after graduating were phenomenal. I applied for four positions at well recognized companies after graduating and received an offer for each position, in a down economy. This sounds like I am bragging, but I am not, the point is that if you look hard, do your research, snag that internship and excel you have set yourself up for a very long time. Blog or write for the local paper Many local communities either have a campus, local or city paper or website. You are college educated or in the process. You write a ton of papers already, why not get paid for it. Most of these positions will pay minimum wage, but you are in college so that is almost to be expected. If you really like writing you will be able to point to this position when either free lancing or giving references for better writing gigs later on. Babysit or dog walk My wife was a nanny and dog walker for the four years she attended college. We are now very close to the families she worked for and have made many great experiences. The work develops many different life skills if you ever plan on being a parent of dog owner. The pay was decent while being a nanny and we are saving bundles from all the tips she learned for our first born. Community Clean up This is one of the areas you do not often hear about. The pay is usually very low if at all, but is very meaningful and you are directly impacted. I am sure you pass garbage in your community plenty of times. Well, the good news is there is usually a group or government program that will pay you to clean it up. Reach out to your local government and find out what can be done. They may tell you they have crews who do the cleaning already, but you can do it for free. If you get that answer and want to get paid, reach out to local businesses. You will often find many local owners willing to shell out a small amount of cash to make their area look a lot nicer to their customers and everyone else. Buy and Sell Books This seems simple and obvious. Instead of selling your books at the bookstore for a fraction of the cost look to amazon and ebay. You will often times redeem almost full value if you purchased your books from those sites. Then do yourself one better and tell your friends who were just going to go to the bookstore that you will sell their books for them and give them a small margin of profit over what the bookstore would give them. Virtual Assistant This one can take some start up time if you do not have any training, but you can easily become a virtual assistant for clients by going to AssistU or other virtual assistant sites. You can get the training and then reach out to potential clients who will pay for your administrative services. You will need to have some usuable skills for this, but it is a job that is all about convenience. Amazons Mechanical Turk I have used this system and was able to accrue around seven dollars an hour if I had my full attention toward the work. It is very simple and can be done whenever and wherever you desire. If you hit some hard times or want to add a little side cash on top of your job mechanical turk is a guaranteed way you can make a little money. You can find more information at www.mturk.com About the author: This is a guest article by Cody. If you liked this article please read more of Codys work at The Million Dollar Mission which focuses on personal finance, success and career development. Image Credit: Photograph by derfel via Flickr Creative Commons Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/American-Express-Premier-Rewards-Gold-Card-Review/ http://gov-information.org/i/American-Express-Premier-Rewards-Gold-Card-Review/ As we mentioned last week in our article on the best credit cards, J.D. Power ranked American Express credit cards as the best overall card for customer satisfaction. After that article, I realized that I had never reviewed the one American Express card I've carried for yearsthe American Express Gold Card. Actually, American Express offers ... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Should-You-Loan-Money-To-Family-and-Friends/ http://gov-information.org/i/Should-You-Loan-Money-To-Family-and-Friends/ To loan or not to loan, that is the question Let's pretend were in a down economy. Hard to imagine, I know Now, assume that you are fortunate, despite that poor economy, to still have a secure, well-paying job. And, since youre a frequent reader of Dough Roller, you know how to stretch your dollars as ... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Helping-New-Orleans-Rebuild-Its-Schools/ http://gov-information.org/i/Helping-New-Orleans-Rebuild-Its-Schools/ Five years ago, Hurricane Katrina destroyed schools throughout New Orleans. Since then, the state and city have worked together to make the citys schools a model for school reform. New Orleans schools have made remarkable progress. They have been an inspiration to those of us who are working to provide a world-class education to all of Americas children. Despite the progress, New Orleans still has a lot of work to do. More than 100 school buildings were devastated by the floods of Katrina. The city still needs to replace, rebuild and rehabilitate buildings that were destroyed by the floods. Working together, state and city leaders have produced a master plan to will rebuild and renovate its schools. Today, I joined Secretary of Homeland Security Janet Napolitano in announcing more than 1.8 billion in federal funds to support the rebuilding of New Orleans schools. This money will support the city in building the excellent learning environments that the children of New Orleans deserve. read more Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/WVa-governor-wins-Dem-primary-for-US-Senate------AP-/ http://gov-information.org/i/WVa-governor-wins-Dem-primary-for-US-Senate------AP-/ AP - Popular Gov. Joe Manchin won the Democratic nomination Saturday and will face GOP primary winner and wealthy businessman John Raese in the race to fill the Senate seat vacated by the late Robert C. Byrd. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Beck-Help-us-restore-traditional-American-values------AP-/ http://gov-information.org/i/Beck-Help-us-restore-traditional-American-values------AP-/ AP - Conservative commentator Glenn Beck and tea party champion Sarah Palin appealed Saturday to a vast, predominantly white crowd on the National Mall to help restore traditional American values and honor Martin Luther King's message. Civil rights leaders who accused the group of hijacking King's legacy held their own rally and march. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Obama-to-commemorate-Katrina-on-5th-anniversary------AP-/ http://gov-information.org/i/Obama-to-commemorate-Katrina-on-5th-anniversary------AP-/ AP - President Barack Obama will use the fifth anniversary of Hurricane Katrina to reaffirm his commitment to the Gulf Coast amid lingering questions over his administration's response to the BP oil spill. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Imam-behind-NYC-mosque-faces-divisions-over-center------AP-/ http://gov-information.org/i/Imam-behind-NYC-mosque-faces-divisions-over-center------AP-/ AP - Imam Feisal Abdul Rauf has long worked to bridge divisions, be they fissures between interfaith husbands and wives or political chasms separating the United States and the Muslim world. The 61-year-old clergyman is now in the midst of a polarizing political, religious and cultural debate over plans for a multistory Islamic center that will feature a mosque, health club and theater about two blocks north of ground zero. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/How-Ken-Mehlmans-open-secret-stayed-hidden------The-Upshot-/ http://gov-information.org/i/How-Ken-Mehlmans-open-secret-stayed-hidden------The-Upshot-/ The Upshot - Ken Mehlman says he only recently concluded that he's gay. The media seems to have reached that conclusion years ago. The Washington Post's Howard Kurtz is one of several journalists to quickly follow up on Mehlman's announcement Wednesday by saying it's been an "open secret" in Washington for years. "This is no longer really a ... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Beck-draws-on-Obama-stump-speech-from-2008-race------AP-/ http://gov-information.org/i/Beck-draws-on-Obama-stump-speech-from-2008-race------AP-/ AP - Glenn Beck is borrowing some lines from President Barack Obama. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Ginsburg-talks-about-television-and-the-high-court------AP-/ http://gov-information.org/i/Ginsburg-talks-about-television-and-the-high-court------AP-/ AP - Supreme Court Justice Ruth Bader Ginsburg says television has profoundly changed confirmation hearings but declined to say whether she'd oppose televising arguments. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Baseball-star-Albert-Pujols-honored-at-Beck-rally------AP-/ http://gov-information.org/i/Baseball-star-Albert-Pujols-honored-at-Beck-rally------AP-/ AP - Tony La Russa doesn't understand the minor backlash that's been created by his participation in radio personality Glenn Beck's rally in Washington on Saturday, an event the St. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Through-God-Beck-claims-Kings-legacy------Politico-/ http://gov-information.org/i/Through-God-Beck-claims-Kings-legacy------Politico-/ Politico - Glenn Becks program at the Lincoln Memorial Saturday focused more on God than government Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Alaska-conservative-bites-GOP------Politico-/ http://gov-information.org/i/Alaska-conservative-bites-GOP------Politico-/ Politico - Atiff is boiling between the GOP and Joe Miller. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/For-Obamas-a-mostly-uninterrupted-vacation------AP-/ http://gov-information.org/i/For-Obamas-a-mostly-uninterrupted-vacation------AP-/ AP - President Barack Obama wrapped up a 10-day vacation Saturday that was blissfully free of the news emergencies that have interrupted some of his past getaways. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/US-implores-Americans-not-to-visit-NKorea------AP-/ http://gov-information.org/i/US-implores-Americans-not-to-visit-NKorea------AP-/ AP - The State Department on Friday urged Americans to respect its warning against traveling to North Korea, saying in a cheeky Twitter message that there are not too many former U.S. presidents left available for rescue missions. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Amanda-Knox-tells-lawmaker-she-wants-to-adopt------AP-/ http://gov-information.org/i/Amanda-Knox-tells-lawmaker-she-wants-to-adopt------AP-/ AP - Amanda Knox, the American student convicted in Italy of murdering her British roommate, has told an Italian lawmaker in a series of jailhouse conversations that she hopes to adopt children and be a writer when free. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Obamas-relax-at-the-beach-as-vacation-ends------AFP-/ http://gov-information.org/i/Obamas-relax-at-the-beach-as-vacation-ends------AFP-/ AFP - President Barack Obama and his family spent the day at the beach on Saturday, as their summer vacation at the posh Massachusetts island of Martha's Vineyard drew to a close. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Glenn-Beck-keeps-rally-more-historical-than-political------The-Upshot-/ http://gov-information.org/i/Glenn-Beck-keeps-rally-more-historical-than-political------The-Upshot-/ The Upshot - Glenn Beck talked a lot about American presidents during Saturday's "Restoring Honor" rally"just not the current one. He lavished praise on George Washington, Thomas Jefferson and Abraham Lincoln, and even read a bit from the "Gettysburg Address." Beck, a conservative radio and television host, has long said the Lincoln Memorial event would be nonpolitical. So ... Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Manchin-and-Raese-Sail-to-Victory-in-West-Virginia--Primaries------CQPoliticscom-/ http://gov-information.org/i/Manchin-and-Raese-Sail-to-Victory-in-West-Virginia--Primaries------CQPoliticscom-/ CQPolitics.com - Gov. Joe Manchin D and businessman John Raese R won their respective primaries in West Virginia and will face off in the race to replace the late Sen. Robert Byrd D this fall. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Beck-Sharpton-to-lead-rallies-on-King-speech-anniversary------McClatchy-Newspapers-/ http://gov-information.org/i/Beck-Sharpton-to-lead-rallies-on-King-speech-anniversary------McClatchy-Newspapers-/ McClatchy Newspapers - WASHINGTON Two large, competing rallies one mostly white and the other mostly black will converge on Washington this weekend, each laying claim to the legacy of Martin Luther King on the 47th anniversary of his "I have a dream" speech. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/Vitter-Melancon-Score-Primary-Victories-in-Louisiana------CQPoliticscom-/ http://gov-information.org/i/Vitter-Melancon-Score-Primary-Victories-in-Louisiana------CQPoliticscom-/ CQPolitics.com - Primaries in Louisiana today teed up what have the potential to be heated general-election matches. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/A-quarter-of-Katrina-aid-money-still-unspent------McClatchy-Newspapers-/ http://gov-information.org/i/A-quarter-of-Katrina-aid-money-still-unspent------McClatchy-Newspapers-/ McClatchy Newspapers - BILOXI, Miss. More than a quarter of the 20 billion in Housing and Urban Development relief funds that were earmarked for Gulf Coast states after Hurricane Katrina remains unspent five years after the storm, a fact noticed by at least one congressional leader who's eager to spend it elsewhere. Sat, 28 Aug 2010 23:40:03 -0500 http://gov-information.org/i/What-is-a-Credit-Score-A-Quick-Guide/ http://gov-information.org/i/What-is-a-Credit-Score-A-Quick-Guide/ According to the Free Financial Dictionary, credit score is defined as, A credit score is a numerical expression based on a statistical analysis of a person's credit files, to represent the creditworthiness of that person, which is the perceived ... Sat, 28 Aug 2010 06:40:03 -0500 http://gov-information.org/i/Alabama-Financial-Aid-Process-Causes-Setback-WALA-TV-FOX10/ http://gov-information.org/i/Alabama-Financial-Aid-Process-Causes-Setback-WALA-TV-FOX10/ "Several components of the Health Care Bill are beginning to show up. One of them, which was passed as an expedited budget has to do with financial aid on college campuses. Now Uncle Sam is the sole source for aid," WALA-TV FOX10 reports. "Lace Tuggl... Sat, 28 Aug 2010 06:40:03 -0500 http://gov-information.org/i/Paying-the-Price-Inside-Higher-Ed/ http://gov-information.org/i/Paying-the-Price-Inside-Higher-Ed/ "To deal with struggling economies and large budget cuts, governing boards all over the country are giving public institutions the authority to institute large tuition hikes, and many universities are taking the maximum allotment," Inside Higher Ed r... Sat, 28 Aug 2010 06:40:03 -0500 http://gov-information.org/i/Place-Bulk-Orders-for-Cash-for-College-Brochure-by-Sept-17/ http://gov-information.org/i/Place-Bulk-Orders-for-Cash-for-College-Brochure-by-Sept-17/ Do you need an easy-to-understand handout for financial aid nights? For prospective students? For institutional colleagues and community leaders? If so, you need NASFAA's "Cash for College" brochure! Cash for College is NASFAA's 16-page brochure 4" ... Sat, 28 Aug 2010 06:40:03 -0500 http://gov-information.org/i/Meet-the-2010-11-NASFAA-Board-of-Directors/ http://gov-information.org/i/Meet-the-2010-11-NASFAA-Board-of-Directors/ The governing body of NASFAA is the Board of Directors, which is responsible for establishing broad policies and for the general conduct of the affairs of the Association. The Board provides oversight and guidance for the future direction of the Asso... Sat, 28 Aug 2010 06:40:03 -0500 http://gov-information.org/i/Loan-Servicing-Information--New-NSLDS-Delinquent-Borrower-Report-DELQ01-and-Web-Page-for-Schools/ http://gov-information.org/i/Loan-Servicing-Information--New-NSLDS-Delinquent-Borrower-Report-DELQ01-and-Web-Page-for-Schools/ The Department has posted to the NSLDS Professional Access website a report that provides delinquency information reported to the NSLDS by the four federal loan servicers -- FedLoan Servicing PHEAA, Great Lakes Educational Loan Services, Inc., Neln... Sat, 28 Aug 2010 06:40:03 -0500 http://gov-information.org/i/How-To-Make-College-Bound-Students-Financial-Pros-NPR/ http://gov-information.org/i/How-To-Make-College-Bound-Students-Financial-Pros-NPR/ "Kathy Kristof, who wrote the book Taming the Tuition Tiger, says the biggest mistake students make is getting into too much debt, especially by taking out private student loans. She says the loans are easy to confuse with federal loans. But they h... Sat, 28 Aug 2010 06:40:03 -0500 http://gov-information.org/i/Labor-Day-Federal-Holiday-Processing-and-Customer-Service-Hours/ http://gov-information.org/i/Labor-Day-Federal-Holiday-Processing-and-Customer-Service-Hours/ The Department of Education's federal offices as well as our Title IV processors and call centers will be closed on Monday, September 6, 2010 to observe the Labor Day federal holiday. The attachment to this announcement shows various centers' operati... Sat, 28 Aug 2010 06:40:03 -0500 http://gov-information.org/i/West-Virginia-Financial-Aid-Foul-Up-Still-Stings-at-State-Charleston-Gazette/ http://gov-information.org/i/West-Virginia-Financial-Aid-Foul-Up-Still-Stings-at-State-Charleston-Gazette/ "Some West Virginia State University students are still upset because they have not received financial aid money, but university officials said they are only abiding by proper rules in disbursing financial aid," the Charleston Gazette reports. "Stu... Sat, 28 Aug 2010 06:40:03 -0500 http://gov-information.org/i/Understand-Your-Graduate-Loan-Options/ http://gov-information.org/i/Understand-Your-Graduate-Loan-Options/ It's no secret that student loans are more difficult to obtain for graduate students in the past few years due to the credit crunch and slow economic recovery. Sat, 28 Aug 2010 06:40:03 -0500 http://gov-information.org/i/Weekly-Address-The-End-of-Combat-Operations-in-Iraq/ http://gov-information.org/i/Weekly-Address-The-End-of-Combat-Operations-in-Iraq/ With the end of combat operations in Iraq days ahead,the President salutes our troops for their service and pledges to fulfill Americas commitment to them as veterans. 90,000 troops have left Iraq since the President came into office, and by the end of next year even thetroops taking part in the non-combat mission will be home. The administration is upholding the sacred trust with our veterans by building a 21st century VA, making it easier for veterans with PTSD to receive the benefits they need, funding and implementing a Post-911 GI Bill, and devoting new resources to job training and placement to help those veterans looking for work in a tough economy. Join the President, Dr. Jill Biden, and even Drew Brees of the New Orleans Saints in saluting our troops for their service. Click here to see the video. Sat, 28 Aug 2010 06:40:03 -0500 http://gov-information.org/i/Setting-the-Record-Straight-on-Weatherization/ http://gov-information.org/i/Setting-the-Record-Straight-on-Weatherization/ Cross-posted from the Energy Department's blog. Yesterday, Vice President Biden visited a New Hampshire homeowner and announced that more than 200,000 homes have been weatherized as part of the American Recovery and Reinvestment Act, helping families across the nation cut their energy bills. The Associated Press ran an article today critical of the announcement and suggesting incorrectly that the Administration hasnt acknowledged that the program got off to a slower start than was anticipated. While it is true that it took longer than hoped to ramp up weatherization efforts, its also important to recognize the incredible progress that has been made and dramatic acceleration of the program. In June, more than 31,000 homes were weatherized the most in history, and above our target rate, putting us on track to meet the programs goal of completing 600,000 homes. read more Sat, 28 Aug 2010 06:40:03 -0500 http://gov-information.org/i/Improving-Americas-Disaster-Response/ http://gov-information.org/i/Improving-Americas-Disaster-Response/ As we approach the fifth anniversary of Hurricanes Katrina and Rita, its important to note how far our nation has come in improving our ability to respond to and recover from disasters and the progress weve made in helping our Gulf Coast recover from one of the worst natural disasters in our countrys history. Since taking office, the Obama administration has made Gulf Coast rebuilding a top priority. Over the past 20 months, weve obligated more than 2.5 billion in funding for new schools and universities, fire houses, police stations, and critical infrastructure, including roads, bridges, hospitals, and public health assets across the Gulf. read more Sat, 28 Aug 2010 06:40:03 -0500 http://gov-information.org/i/More-than-600000-White-House-Visitor-Records-Online/ http://gov-information.org/i/More-than-600000-White-House-Visitor-Records-Online/ In September 2009, the President announced that for the first time in history the White House would routinely release visitor records. Today, the White House releases visitor records that were created in May 2010. Todays release also includes several visitor records created prior to September 16, 2009 that were requested by members of the public during July 2010 pursuant to the White House voluntary disclosure policy. This release brings the grand total of records that this White House has released to over 600,000 records. You can view them all in our Disclosures section. Norm Eisen is Special Counsel to the President for Ethics and Government Reform Sat, 28 Aug 2010 06:40:03 -0500